Answer a few questions to get an estimated cost range for your situation — no sign-up, nothing stored, nothing submitted.
Optional — lets us point you to facilities in your area instead of a national list.
Choose the type of treatment you're pricing out.
This has the single biggest effect on your out-of-pocket cost.
In-network vs. out-of-network is usually a 3-6x difference in your cost.
30-day is most common as an initial authorization; longer stays are common with extensions.
Self-pay rates vary widely by amenity level.
This is an estimate based on published national cost ranges, not a quote. Actual cost depends on your specific plan, provider, and state. Call 1-800-662-4357 for free, confidential help finding treatment.
This tool estimates your likely out-of-pocket cost using the same published cost ranges used throughout our Cost Guide and Insurance Coverage sections — national averages for each level of care, adjusted for your payment type and (for private insurance) network status. It does not access your personal insurance plan, and it does not know your specific facility's rates.
Nothing you enter is submitted, stored, or shared. The calculation happens entirely in your browser. For an exact number, your insurer's member services line and the facility's admissions team are the only reliable sources — this tool is meant to help you know roughly what to expect before you call.
This tool gives a directional estimate based on published national cost ranges for each level of care and payment type — the same figures used across our cost guides. It is not a quote. Actual cost depends on your specific plan, the facility, your state, and length of stay. Always confirm exact costs with your insurer and the facility's admissions team before committing.
No. The calculator runs entirely in your browser — nothing you enter is submitted, saved, or sent to us or any third party. You can close the page and none of your answers are retained.
Out-of-network facilities bill at their full rate, and your insurer typically reimburses a smaller percentage at a lower benefit level — plus many states allow balance billing for the difference. Always confirm a facility's in-network status with your specific plan before admission.